SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(AMENDMENT NO. 1)*
E-Loan, Inc.
________________________________________________________________________________
(Name of Issuer)
Common Stock ($0.001 par value)
________________________________________________________________________________
(Title of Class of Securities)
26861P 10 7
________________________________________________________________________________
(CUSIP Number)
April 25, 2003
________________________________________________________________________________
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:
[ ] Rule 13d-1(b)
[X] Rule 13d-1(c)
[ ] Rule 13d-1(d)
* The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
CUSIP NO. 26861P 10 7
_________________
__________ ___________________________________________________________________________________________________________________
1 NAME OF REPORTING PERSON
I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
The Charles Schwab Corporation
__________ ___________________________________________________________________________________________________________________
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [ ]
(b) [ ]
__________ ___________________________________________________________________________________________________________________
3 SEC USE ONLY
__________ ___________________________________________________________________________________________________________________
4 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware, USA
__________________________ ________ __________________________________________________________________________________________
5 SOLE VOTING POWER 0
NUMBER OF
________ __________________________________________________________________________________________
SHARES 6 SHARED VOTING POWER 0
BENEFICIALLY
OWNED BY
________ __________________________________________________________________________________________
EACH 7 SOLE DISPOSITIVE POWER 0
REPORTING
________ __________________________________________________________________________________________
PERSON 8 SHARED DISPOSITIVE POWER 1,389,000
WITH
__________ ___________________________________________________________________________________________________________________
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
1,389,000
__________ ___________________________________________________________________________________________________________________
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
Not applicable
__________ ___________________________________________________________________________________________________________________
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
2.3%
__________ ___________________________________________________________________________________________________________________
12 TYPE OF REPORTING PERSON*
HC
__________ ___________________________________________________________________________________________________________________
2
CUSIP NO. 26861P 10 7
__________________
__________ ___________________________________________________________________________________________________________________
1 NAME OF REPORTING PERSON
I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Charles Schwab & Co., Inc.
__________ ___________________________________________________________________________________________________________________
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [ ]
(b) [ ]
__________ ___________________________________________________________________________________________________________________
3 SEC USE ONLY
__________ ___________________________________________________________________________________________________________________
4 CITIZENSHIP OR PLACE OF ORGANIZATION
California, USA
__________________________ ________ __________________________________________________________________________________________
5 SOLE VOTING POWER 0
NUMBER OF
________ __________________________________________________________________________________________
SHARES 6 SHARED VOTING POWER 0
BENEFICIALLY
OWNED BY
________ __________________________________________________________________________________________
EACH 7 SOLE DISPOSITIVE POWER 0
REPORTING
________ __________________________________________________________________________________________
PERSON 8 SHARED DISPOSITIVE POWER 1,389,000
WITH
__________ ___________________________________________________________________________________________________________________
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
1,389,000
__________ ___________________________________________________________________________________________________________________
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
Not applicable
__________ ___________________________________________________________________________________________________________________
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
2.3%
__________ ___________________________________________________________________________________________________________________
12 TYPE OF REPORTING PERSON*
BD
__________ ___________________________________________________________________________________________________________________
3
SCHEDULE 13G
ITEM 1(a). NAME OF ISSUER:
E-Loan, Inc.
ITEM 1(b). ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
5875 Arnold Road, Suite 100
Dublin, California 94568
ITEM 2(a). NAMES OF PERSONS FILING:
The Charles Schwab Corporation ("TCSC")
Charles Schwab & Co., Inc. ("CS&Co")
ITEM 2(b). ADDRESS OF PRINCIPAL BUSINESS OFFICES:
The address for each of the reporting persons is:
101 Montgomery Street, San Francisco, CA 94104
ITEM 2(c). CITIZENSHIP:
TCSC: Delaware, USA
CS&Co: California, USA
ITEM 2(d). TITLE OF CLASS OF SECURITIES:
E-Loan, Inc. Common Stock ($0.001 Par Value) ("Common Stock")
ITEM 2(e). CUSIP NUMBER:
26861P 10 7
ITEM 3. IF THIS STATEMENT IS FILED PURSUANT TO ss240.13d-1(b) or
140.13d-2(b) or (c), CHECK WHETHER THE PERSON FILING IS A:
Not Applicable
ITEM 4. OWNERSHIP.
(a) Amount beneficially owned:
1,389,000
(b) Percent of Class:
2.3%
(c) Number of shares as to which such person has:
4
(i) Sole power to vote or to direct the vote: 0
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or to direct the
disposition: 0
(iv) Shared power to dispose or to direct the
disposition: 1,389,000, of which CS&Co has a
warrant for 1,389,000 shares of E-Loan Common
Stock exercisable at a price of $5.00 per
share.
ITEM 5. OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.
If this statement is being filed to report the fact that as of the
date hereof the reporting person has ceased to be the beneficial
owner of more than five percent of the class of securities, check
the following [X].
ITEM 6. OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.
Not Applicable
ITEM 7. IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED
THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY.
CS&Co. is a wholly owned subsidiary of TCSC.
ITEM 8. IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.
Not Applicable
ITEM 9. NOTICE OF DISSOLUTION OF GROUP.
Not Applicable
ITEM 10. CERTIFICATION.
By signing below I certify that, to the best of my knowledge and belief, the
securities referred to above were not acquired and are not held for the purpose
of or with the effect of changing or influencing the control of the issuer of
the securities and were not acquired and are not held in connection with or as a
participant in any transaction having that purpose or effect.
5
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.
Dated: May 30, 2003 THE CHARLES SCHWAB CORPORATION
/s/ CHRISTOPHER V. DODDS
_______________________________________________
By: Christopher V. Dodds
Executive Vice President and
Chief Financial Officer
CHARLES SCHWAB & CO., INC.
/s/ CHRISTOPHER V. DODDS
_______________________________________________
By: Christopher V. Dodds
Executive Vice President and
Chief Financial Officer
INDEX TO EXHIBITS
Exhibit Exhibit Description
_______ ___________________
A Agreement of joint filing
6
EXHIBIT A
AGREEMENT OF JOINT FILING
The undersigned agree that a single Schedule 13G and any amendment thereto
relating to the common stock of E-Loan, Inc., $0.001 par value, shall be filed
on behalf of each of the undersigned.
Dated: December 3, 2002 THE CHARLES SCHWAB CORPORATION
/s/ CHRISTOPHER V. DODDS
_______________________________________________
By: Christopher V. Dodds
Executive Vice President and
Chief Financial Officer
CHARLES SCHWAB & CO., INC.
/s/ CHRISTOPHER V. DODDS
_______________________________________________
By: Christopher V. Dodds
Executive Vice President and
Chief Financial Officer