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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

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FORM 8-K

 

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CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

 

July 28, 2004

Date of Report (Date of earliest event reported)

 

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Accredited Home Lenders Holding Co.

(Exact name of registrant as specified in its charter)

 

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Delaware		000-50179		04-3669482
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

 

15090 Avenue of Science San Diego, CA		92128
(Address of principal executive offices)		(Zip Code)

 

858-676-2100

(Registrant’s telephone number, including area code)

 

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Item 7. Financial Statements and Exhibits.

 

(c) Exhibits

 

Exhibit No.		Description
99.1		July 28, 2004 Press Release by Accredited Home Lenders Holding Co.

 

Item 12. Results of Operations and Financial Condition.

 

The information contained herein and in the accompanying Exhibit 99.1 shall not be incorporated by reference into any filing with the Securities and Exchange Commission made by Accredited Home Lenders Holding Co. (the “Company”) whether before or after the date hereof, regardless of any general incorporation language in such filing.

 

On July 28, 2004, the Company issued a press release regarding the Company’s financial results for the fiscal quarter ended June 30, 2004. The full text of the Company’s press release is attached hereto as Exhibit 99.1.

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SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

		Accredited Home Lenders Holding Co.
Date: July 28, 2004		By:		/s/ RAY W. MCKEWON
				Ray W. McKewon Executive Vice President

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EXHIBIT INDEX

 

Exhibit No.		Description
99.1		July 28, 2004 Press Release by Accredited Home Lenders Holding Co.