FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person * WURSTER GALE E   2. Issuer Name and Ticker or Trading Symbol FNB CORP/FL/ [FNB] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) VP/Assistant Secretary (Last) (First) (Middle) 1039 HIGHLAND ROAD 3. Date of Earliest Transaction (Month/Day/Year) 01/15/2005 (Street) SHARON, PA 16146 4. If Amendment, Date Original Filed(Month/Day/Year) 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock               3,895.7667 (1) D   Common Stock (2)               4,716.9571 (3) D   Common Stock (4) 01/15/2005   A V 312.8808 A (4) 4,088.4792 (5) I By Trust (401k Plan) Common Stock (2)               4,517.8286 (6) D   Common Stock (2)               4,300 D

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Stock Options (Granted 1/22/2001)

$ 10.44

(7)

01/22/2011

Common Stock

2,163

2,163

D

Stock Options (Granted 01/20/2002)

$ 12.94

(7)

01/20/2012

Common Stock

4,462

4,462

D

Stock Options (Granted 01/20/2003

$ 13.75

(7)

01/20/2013

Common Stock

7,064

7,064

D

Common Stock Equivelant (8)

$ 17.5

(9)

(10)

Common Stock

149.1861

149.1861 (11)

I

Interest in Plan

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
WURSTER GALE E 1039 HIGHLAND ROAD SHARON, PA 16146			VP/Assistant Secretary

Signatures

/s/ Gale E. Wurster		01/07/2006
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Includes 187.8349 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
(2)	Award of stock pursuant to the F.N.B. Corporation 2001 Incentive Plan. The stock award is fully vested and is immediately available.
(3)	Includes 227.4263 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
(4)	Represents employer matching contributions pursuant to exempt 401(k) Plan.
(5)	Includes 206.5035442 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
(6)	Includes 217.8286 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
(7)	Options are fully vested and are available for immediate exercise.
(8)	Represents credit under a supplemental retirement plan for employer matching stock contributions which reporting person receives upon retirement.
(9)	Upon entitlement to amounts under exempt 401(k) Plan.
(10)	Not applicable; represents credit under supplemental retirement plan for employer matching stock contribution which reporting person was prevented from receiving under exempt 401(k) plan.
(11)	Includes 7.1933 shares acquired under the F.N.B. Corporation Dividend Reinvestment Plan.
Remarks: Statement of 2005 holdings.

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