As filed with the Securities and Exchange Commission on May 26, 2005. Registration No. 333-62676 -------------------------------------------------------------------------------- SECURITIES AND EXCHANGE COMMISSION WASHINGTON D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 ----------------------- WESTCORP (Exact name of issuer as specified in its charter) CALIFORNIA 51-0308535 (State or other jurisdiction of (I.R.S. Employer Identification No.) incorporation or organization) 23 PASTEUR 92618 IRVINE, CALIFORNIA (Zip Code) (Address of Principal Executive Offices) ----------------------- WESTCORP 2001 STOCK INCENTIVE PLAN (Full title of the plan) GUY DU BOSE, ESQ. Vice President and General Counsel WESTCORP 23 Pasteur Irvine, California 92618 (Name and address of agent for service) (949) 727-1044 (Telephone number, including area code, of agent for service) ----------------------- Approximate date of commencement of the proposed sale pursuant to the Plan: As soon after the effective date of Post-Effective Amendment No. 1 to the Registration Statement as options granted under the Plan are sought to be exercised. ----------------------- CALCULATION OF REGISTRATION FEE ---------------------------------------------------------------------------------------------------- Proposed Proposed Amount Maximum Maximum Amount of Title of Securities to be Offering Price Aggregate Registration to be Registered Registered Per Share Offering Price Fee ---------------------------------------------------------------------------------------------------- Common Stock, $1.00 par value................ 3,000,000 $18.16 $54,480,000 $13,620(1) ---------------------------------------------------------------------------------------------------- -------- (1) Previously paid upon the filing of the original registration statement. TABLE OF CONTENTS EXPLANATORY NOTE PART II. INFORMATION REQUIRED IN THE REGISTRATION STATEMENT ITEM 8. EXHIBITS SIGNATURES INDEX TO EXHIBITS EX-4.1 EX-5.1 EXPLANATORY NOTE Westcorp is filing this Post-Effective Amendment No. 1 to the Registration Statement on Form S-8, File No. 333-62676, filed with the Securities and Exchange Commission on June 8, 2001 for the purpose of filing the Westcorp 2001 Stock Incentive Plan, which is an amendment and restatement of the Westcorp 2001 Stock Option Plan. PART II INFORMATION REQUIRED IN THE REGISTRATION STATEMENT Item 8 Exhibits The exhibits filed as part of this Post-Effective Amendment No. 1 to the Registration Statement are as follows: Exhibit Reference Number ---------------- Westcorp 2001 Stock Incentive Plan 4.1 Opinion Regarding Legality of Securities 5.1 Consent of Mitchell Silberberg & Knupp LLP (included 23.1 in its opinion contained in Exhibit 5.1) SIGNATURES Pursuant to the requirements of the Securities Act of 1933, the Registrant has duly caused this Amendment No. 1 to Registration Statement to be signed on its behalf by the undersigned thereto duly authorized, in the City of Irvine, State of California, on May 26, 2005. WESTCORP By: /s/ ERNEST S. RADY --------------------------- Ernest S. Rady, Chairman of the Board and Chief Executive Officer Pursuant to the requirements of the Securities Act of 1933, this Post-Effective Amendment No. 1 to the Registration Statement has been signed by the following persons in the capacities and on the date indicated. Signature Title Date --------- ----- ---- /s/ ERNEST S. RADY Director and Chairman -------------------------------- of the Board May 26, 2005 Ernest S. Rady (Principal Executive Officer) /s/ JUDITH M. BARDWICK Director -------------------------------- May 26, 2005 Judith M. Bardwick /s/ ROBERT T. BARNUM Director -------------------------------- May 26, 2005 Robert T. Barnum /s/ JAMES R. DOWLAN Director -------------------------------- May 26, 2005 James R. Dowlan Director -------------------------------- May , 2005 Duane A. Nelles /s/ HERRY M. RADY Director -------------------------------- May 26, 2005 Herry M. Rady /s/ CHARLES E. SCRIBNER Director -------------------------------- May 26, 2005 Charles E. Scribner /s/ THOMAS A. WOLFE Director and President May 26, 2005 -------------------------------- Thomas A. Wolfe /s/ ROBERT J. COSTANTINO Chief Financial Officer -------------------------------- and Chief Operating Officer May 26, 2005 Robert J. Costantino (Principal Financial and Accounting Officer) INDEX TO EXHIBITS Exhibit No. Exhibit ------- ------- 4.1 Westcorp 2001 Stock Incentive Plan 5.1 Opinion Regarding Legality of Securities 23.1 Consent of Mitchell Silberberg & Knupp LLP (included in its opinion contained in Exhibit 5.1)