Washington, D.C. 20549


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SEC 1913 (02-02)

Important Notice of Availability of Proxy Materials for the Shareholder Meeting of


To Be Held On:

May 1, 2012 at 10:00 A.M.

The Peabody Opera House, 1400 Market Street, St. Louis, Missouri 63103












This communication presents only an overview of the more complete proxy materials that are available to you on the Internet. We encourage you to access and review all of the important information contained in the proxy materials before voting.

If you want to receive a paper or e-mail copy of the proxy materials you must request one. There is no charge to you for requesting a copy. To facilitate timely delivery please make the request as instructed below before April 17, 2012.

Please visit, where the following materials are available for view:



• Notice of Annual Meeting of Shareholders and Proxy Statement


• Form of Electronic Proxy Card


• Annual Report to Shareholders



TELEPHONE: 888-Proxy-NA (888-776-9962) 718-921-8562 (for international callers)









ONLINE: To access your online proxy card, please visit and follow the on-screen instructions. You may enter your voting instructions at until 11:59 P.M. Eastern Time the day before the cut-off or meeting date.



IN PERSON: You may vote your shares in person by attending the Annual Meeting.



TELEPHONE: To vote by telephone, please visit to view the materials and to obtain the toll free number to call.



MAIL: You may request a card by following the instructions above.



1.  Election of Directors:



Gregory H. Boyce

William A. Coley

William E. James

Robert B. Karn III

M. Frances Keeth

Henry E. Lentz

Robert A. Malone

William C. Rusnack

John F. Turner

Sandra A. Van Trease

Alan H. Washkowitz


Please note that you cannot use this notice to vote by mail.



2.     Ratification of appointment of Independent Registered Public Accounting Firm.


3.     Advisory resolution to approve named executive officer compensation.


4.     Shareholder proposal requesting preparation of a report on lobbying activities.


The Board recommends a vote FOR Items 1, 2 and 3 and a vote AGAINST Item 4.


Note:    Such other business as may properly come before the meeting and any adjournments or postponements thereof.