SECURITIES AND EXCHANGE COMMISSION
                             Washington, D. C. 20549

                                    FORM 8-K

              CURRENT REPORT PURSUANT TO SECTION 13 or 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

          Date of Report January 29, 2004 Commission File Number 1-6364

                          SOUTH JERSEY INDUSTRIES, INC.
             (Exact name of registrant as specified in its charter)

          New Jersey                                     22-1901645
   (State of incorporation)                  (IRS employer identification no.)

              1 South Jersey Plaza, Folsom, New Jersey 08037
        (Address of principal executive offices, including zip code)

                                 (609) 561-9000
              (Registrant's telephone number, including area code)


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Item 12.  Disclosure of Results of Operations and Financial Condition

Recent Earnings

South Jersey Industries' (SJI) unaudited consolidated revenues, income from
continuing operations before accounting changes and discontinued operations and
net income for the full year of 2003 were $696.8 million, $34.6 million and
$33.4 million, respectively. These results compared with the following
respective unaudited amounts for the year ended December 31, 2002: $505.1
million, $29.4 million and $29.0 million. Customer growth, favorable weather,
lower interest rates, and the start-up of operations at our thermal energy plant
were the primary contributors to performance improvement.


Item 9.  Regulation FD Disclosure

The following information is furnished pursuant to Item 9, "Regulation FD
Disclosure" and Item 12, "Disclosure of Results of Operations and Financial
Condition."

On January 29, 2004, South Jersey Industries (SJI) issued a press release
setting forth SJI's full year 2003 earnings. A copy of the press release is
attached hereto as Exhibit 99 and hereby incorporated by reference.


Exhibit Index

(99) Press release, dated: January 29, 2004, issued by South Jersey Industries.

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Signature

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.



                                       SOUTH JERSEY INDUSTRIES



                               By:     /s/ David A. Kindlick
                                       ---------------------
                                       David A. Kindlick
                                       Vice President & Chief Financial Officer

Date:  January 29, 2004