Bridging verified identity, real credit data, and real payments — a new standard for trusted digital retailing across dealer websites, campaigns, and marketplaces.

FlexPath DXP, developer of the patent-pending VeriQual™ identity-verified prequalification solution, today announced the launch of Single Vehicle Payment Prequalification (SVP), a breakthrough feature that lets consumers see real, personalized payments on individual vehicles — not estimates — based on their verified credit profile.

With VeriQual SVP, shoppers can instantly view multiple payment options, including loan and lease offers, that reflect their actual credit tier, taxes, and terms — helping dealers build transparency and trust while reducing the time from lead to sale.

“SVP is the logical evolution of VeriQual,” said Tarry Shebesta, CEO of FlexPath DXP. “It bridges verified identity, soft-pull credit data, and real-time inventory to deliver precise, credit-qualified payments that convert at a much higher rate.”

In recent A/B testing at Sansone Jr. Auto Group, VeriQual outperformed a leading quick prequalify web app by delivering more than 2X the number of credit-qualified leads with the same marketing spend, cutting the cost-per-lead in half.

The SVP module extends this success, allowing consumers to:

• See personalized monthly payments tied to their verified credit tier.
• View payments across all inventory listings — new, used, and certified pre-owned.
• Engage securely through web, in-store QR codes, or direct mail campaigns.

SVP can be embedded anywhere consumers shop for vehicles — including dealer websites, marketing campaigns, digital retailing solutions, and online marketplaces — creating a consistent, credit-verified experience across every digital touchpoint.

Powered by a dealer-configured lender waterfall, VeriQual SVP delivers credit-verified payments using live lender data, rebates, and incentives in real time.

By combining early fraud detection with verified payment precision, VeriQual SVP represents the next generation of identity-driven digital retailing — giving dealers, lenders, and consumers a trusted, transparent, and fraud-resistant path to purchase.

FlexPath DXP is now expanding SVP rollouts with dealer groups and lenders across automotive, RV, and powersports sectors.

About FlexPath DXP, LLC

FlexPath DXP develops technology that bridges identity verification and credit prequalification at the start of the consumer journey. Its patent-pending VeriQual™ solution — the first line of fraud defense in credit prequalification™ — helps dealers and lenders cut lead costs, improve data quality, and reduce fraud.

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Identity-verified. Credit-qualified. Real payments. VeriQual™ SVP sets a new benchmark for fraud-resistant digital retailing.