Over the past six months, Glacier Bancorp’s stock price fell to $43.57. Shareholders have lost 10.2% of their capital, which is disappointing considering the S&P 500 has climbed by 4.8%. This was partly driven by its softer quarterly results and might have investors contemplating their next move.
Is now the time to buy Glacier Bancorp, or should you be careful about including it in your portfolio? Check out our in-depth research report to see what our analysts have to say, it’s free.
Why Is Glacier Bancorp Not Exciting?
Despite the more favorable entry price, we're sitting this one out for now. Here are three reasons we avoid GBCI and a stock we'd rather own.
1. Net Interest Income Points to Soft Demand
While bank generate revenue from multiple sources, investors view net interest income as a cornerstone - its predictable, recurring characteristics stand in sharp contrast to the volatility of one-time fees.
Glacier Bancorp’s net interest income has grown at a 8.2% annualized rate over the last five years, worse than the broader banking industry.
2. EPS Trending Down
Analyzing the long-term change in earnings per share (EPS) shows whether a company's incremental sales were profitable – for example, revenue could be inflated through excessive spending on advertising and promotions.
Sadly for Glacier Bancorp, its EPS declined by 4.7% annually over the last five years while its revenue grew by 6.7%. This tells us the company became less profitable on a per-share basis as it expanded.
3. Substandard TBVPS Growth Indicates Limited Asset Expansion
Tangible book value per share (TBVPS) serves as a key indicator of a bank’s financial strength, representing the hard assets available to shareholders after removing intangible assets that could evaporate during financial distress.
Disappointingly for investors, Glacier Bancorp’s TBVPS grew at a tepid 7.8% annual clip over the last two years.
Final Judgment
Glacier Bancorp’s business quality ultimately falls short of our standards. After the recent drawdown, the stock trades at 1.3× forward P/B (or $43.57 per share). Beauty is in the eye of the beholder, but we don’t really see a big opportunity at the moment. We're fairly confident there are better investments elsewhere. Let us point you toward the most entrenched endpoint security platform on the market.
Stocks We Like More Than Glacier Bancorp
WHILE YOU’RE HERE: Top 9 Market-Beating Stocks. The best stocks don't just beat the market once. They do it again. And again. Robust revenue growth, rising free cash flow, returns on capital that leave their competition in the dust. The market has already rewarded these businesses.
But our AI platform says the party isn't over. Find out which 9 stocks made the cut this week — FREE. Get Our Top 9 Market-Beating Stocks for Free HERE.
Stocks that have made our list include now familiar names such as Nvidia (+1,326% between June 2020 and June 2025) as well as under-the-radar businesses like the once-small-cap company Comfort Systems (+782% five-year return). Find your next big winner with StockStory today.
